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Currency rate depends on two things:
- 5 currency payment fee for every new citizen
- payment for issuing money of 0.005 gold per local currency

These are the only things that should be taken into consideration when a country decides on the currency rate.
Too expensive currency empties the treasury through citizen fees.
Too cheap currency is a waste of gold.

All the rest like salary, prices, taxes and etc have nothing to do with it. They quickly adjust themselves coming to a balance.

But what is important is unstable currency rate.

It badly affects businesses and households, people stop buying and selling goods, workers get fired, salaries get decreased, vacancies removed at all. Everything gets screwed. Everything but a few lucky ones.

In order to avoid this there should be a national bank with great amount of local currency always selling it at one rate. What rate doesn't matter. One rate, always, it matters.

I observed job market, product market, read the forum, eSwitzerland media and made a picture.
1. There are two national banks. From what I understood they are so called 'national'. Actually those are private profit organizations.
2. Salaries always were and are low
3. Goods are not cheap. You know, it is often this way, small economy, small salaries, small prices. eSwitzerland is not the case.
4. Taxes are tiny. The state doesn't get anything from it. And they are surprised why there's no money to make MPPs.

Now I have the picture.

As an economy this is oligopoly.
As a state this is oligarchy.

People of eSwitzerland how have we come to this?!