Lending Club...

Day 2,642, 17:17 Published in Ireland Ireland by Lexone

Man in debt.
17% interest(to rise with infractions).
Looks for help.
"Offering loans at discounted rate!"
He applies.
11% interest, no penalties(finer details in print).

Investors come in.
Thousands put just a dollar in.
Debt is sold!
Happy bankers.
Happy investors.
Happy debtors.

Lending club...